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Pearl Insurance Agency

114 W. Grandview Ave
Suite 3
Zelienople, PA 16063

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Five Reasons to Carry Full Coverage

Driving on public roads requires auto insurance, which is a legal requirement. While liability coverage is mandated by law, full coverage is an additional safeguard that protects you from losses in the event of an accident or theft. It’s crucial to understand how full coverage can assist you while driving in the Zelienople, PA, area.

  1. Shield your vehicle from accidents and theft: Full coverage from an insurance company ensures it is protected if it’s damaged, totaled, or stolen. This coverage helps with the cost of repairing or replacing the vehicle.
  2. Guard your vehicle from non-collision incidents: Another advantage of full coverage is protection against other types of damage. For instance, if a deer damages your vehicle, you can be compensated for that damage.
  3. Avail of roadside assistance: Full coverage with roadside assistance allows you to call for help if you’re stranded on the side of the road. This coverage can help with issues like flat tires, a dead battery, or locking yourself out of the vehicle.
  4. Get coverage for rental car costs: If you need to rent a car while yours is being repaired, this is another expense that can be covered.
  5. Ensure coverage for uninsured/underinsured motorists: Full coverage also assures you that you’ll be covered if you’re in an accident with an uninsured motorist or someone who doesn’t carry enough insurance.

Contact Our Office for a Quote!

Pearl Insurance Agency is ready to answer any questions you have about full coverage. Contact our office in Zelienople, PA.

Auto Insurance: What to Do in Case of an Accident

Accidents can happen to anyone, anywhere, and at any time. When you’re in Zelienople, PA, having auto insurance from a trusted provider like Pearl Insurance Agency can give you peace of mind. But what should you do if you’re involved in an accident? Here’s a step-by-step guide.

Step 1: Check for Injuries

First and foremost, check yourself and any passengers for injuries. If anyone is hurt, call 911 immediately. Even if the injuries seem minor, it’s important to get medical attention as soon as possible.

Step 2: Secure the Scene

Next, if it’s safe to do so, move your vehicle out of the way of traffic. Turn on your hazard lights to alert other drivers, and set up flares or warning triangles if you have them.

Step 3: Contact the Police

Even for minor accidents, it’s a good idea to call the police. They can create an official report, which can be helpful when you file your insurance claim.

Step 4: Gather Information

Exchange information with the other driver, including names, contact details, and insurance information. Also, take photos of the accident scene, including any damage to vehicles and any visible injuries.

Step 5: Contact Pearl Insurance Agency

Finally, contact your auto insurance provider, Pearl Insurance Agency, as soon as possible. We’re here to help you navigate the claims process and get you back on the road safely.

Remember, having auto insurance isn’t just about complying with the law. It’s about protecting yourself, your passengers, and your vehicle. At Pearl Insurance Agency in Zelienople, PA, we’re committed to providing you with the coverage you need to drive with confidence.

Things you should always have in your vehicle

In Zelienople, PA, you can count on Pearl Insurance Agency to provide you with the auto insurance you need to comply with the state’s laws. As independent insurance agents, we have experience and access to multiple carriers, allowing us to offer more choices and the best rates. 

Before you hit the road, there are some things that everyone should have in their vehicle.

Necessary documents

You should always have your vehicle registration, auto insurance card, and driver’s license with you in your vehicle. If you need towing or roadside assistance, you should carry your card with you.

Spare tire

You should always have a spare tire or a donut in your trunk. You also need a jack and a tire iron so that you can change your tire. Having a can of Fix a Flat is also useful. 

Jumper cables

Jumper cables allow you to get a jump to your battery if your battery dies. You can also have something like a Halo to jump your car and even inflate a tire. 

Your owners manual

Your owner’s manual should be in your glove box so that you can use it when needed. Want to know how many pounds of air to put in your tires, what a particular warning light means, or how many gallons your gas tank holds? It’s all in there. 

An ice scrapper

While you may not have to deal with ice and snow often in Georgia, it will happen. Trying to remove the ice is not easy without a scrapper. 

Contact our office at Pearl Insurance Agency in Zelienople, PA, if you need auto insurance. 

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