5 Types of Insurance a small business owner should have

General Liability Insurance

This policy provides both defense and damages if you, your employees or your products or services cause or are alleged to have caused bodily injury or damage to a third party.

Property Insurance

If you own your building or have business personal property, including office equipment, computers, inventory or tools you should consider purchasing a policy that will protect you if you have a fire, vandalism, theft, smoke damage etc

Commercial Auto Insurance

With commercial auto insurance you can insure your work cars, SUVs, vans and trucks from damage and collisions

Professional Liability Insurance 

This policy provides defense and damages for failure to or improperly rendering professional services

Workers Compensation

This policy provides coverage in the event that any worker you employ incurs an injury while on the job

At the Pearl Insurance Agency just like t your personal lines insurance we work with many commercial carriers.  From small mom and pop shops and contractors  to large manufacturing companies and everything in between, we have a market for your needs.

Commercial insurance can be a complicated process, consider the ex date of your policy before you start shopping rates as some policies can take a couple of weeks to quote, while smaller policies we can get  to you in a day or two. There also may be and underwriting process for certain risks as well so don’t wait to call us!