If you’re a Pennsylvania small business owner, you’ll want to protect the investment you’re working so hard for. If you live in the Zelienople, PA, area, contact Pearl Insurance Agency for answers to your commercial insurance questions. Commercial insurance requirements in Pennsylvania can be complicated, and it’s good to know there is a place where you can depend on the team to explain how insurance can help you protect your assets and your staff. All the policies we offer come from companies with A ratings or higher.
You may have heard there are five types of commercial insurance. If you’re a new small business owner, you may wonder how to know which type(s) of commercial insurance you need. The most frequently purchased type is liability insurance, which protects your business if your products, services, or one of your employees is alleged to have caused someone injury. Suppose your business offers professional services - like healthcare or personal services - and a client claims the service was not adequately provided. In that case, you can be covered by purchasing a professional liability insurance policy.
Business owners often also want property insurance to cover their grounds and buildings if they are damaged by fire, vandalism, or theft. The fourth type of insurance available is commercial auto insurance. Those policies insure cars or other vehicles which your company uses for business purposes. Worker’s compensation policies will compensate your employees if they’re hurt while on the job.
Our principal agents have led our team at Pearl Insurance Agency since 2013. If you have questions about which commercial policies are appropriate - or necessary - for you, our team will have the answers you need. If you’re from the Zelienople, PA, area, call us at Pearl Insurance Agency for help and guidance with all your commercial insurance questions.
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